Overview
Brisk offers a captive insurance program designed for top performing trucking companies. Our unique captive allows members to share in the funding of loss costs while implementing best practices to improve performance and safety. Qualified trucking companies benefit from an unbundled claims structure, lower fixed costs, and a tight-knit member group that prioritizes risk management to drive down loss costs.
CLAIMS
Members receive unparalleled claims service due to our unique unbundled structure which drives responsiveness and accountability from dedicated adjusters.
COST SAVINGS
Members benefit from a low expense structure and lower fixed costs than comparable programs, allowing companies with high performing operations to enjoy a lower net cost.
COMMUNITY
Members share resources and group buying power to benefit each company and the captive as a whole; members meet twice a year to make decisions for the group.
CONTROL
Members have a voice in every critical decision, including membership growth, key vendor partnerships, insurance program design, and exploring other group benefits.
Structure
Brisk Management acts on behalf of its members to negotiate the best rates from our partners. We offer unbundled claims management with a bifurcated structure. Under this unique design, our claims handlers are independent from the insurance company and held to a higher standard of responsiveness and accountability. Through our risk management partners, we also offer safe-driver recruitment and training, an effective defensive driving program, and annual on-site risk assessments.
“Brisk works for the trucking company, not the insurance company.”
BOB BERNATCHEZ | Founder
History
Brisk Management was formed in 2013 with the objective of providing superior risk financing and risk management solutions to mid-cap trucking companies. In 2015, Brisk formed Tarwheels, its flagship group captive program, with three founding members. Brisk Insurance Company (BIC) was also formed in 2015 to provide the risk transfer structure between Tarwheels and The Hartford Insurance Company. BIC became domiciled in North Carolina (formerly in Bermuda) in 2018. By 2024, Tarwheels had grown to nineteen members from eight states with fleet sizes ranging from sixty to six-hundred trucks. To preserve member control and intimacy, Tarwheels is designed to cap at a total growth of twenty-five members.